Version 1.2 · Effective: August 19, 2026
This Expert Agreement supplements, and does not replace, Kreer's general Terms & Conditions, which you also accept and which continue to apply to anything this document doesn't cover. By applying to offer sessions on Kreer, being approved as an expert, or continuing to operate on the platform after this Agreement's effective date, you accept the terms described below in full. If you have questions, email us at hola@kreer.app.
This document applies specifically to you as an expert offering sessions, project quotes, or other paid services through Kreer. Kreer's general Terms & Conditions (including Section 6, on the platform's role, and Section 3, on the client's money-back guarantee) continue to apply to your relationship with Kreer and with clients who book with you. Where this Agreement adds or refines a rule specific to experts (commission, payments, refunds, intellectual property, conduct standards), this more specific version governs over the equivalent general language in the Terms & Conditions.
To operate as an expert on Kreer you must be at least 18 years old, or the age of majority in your jurisdiction if greater, and have the legal capacity to enter into a binding contract. If you apply or operate on behalf of a company or organization, you represent that you have the authority to bind it to this Agreement. Kreer may request additional information to verify your identity and eligibility at any time, not only during the initial application process.
If you operate through your own business entity (LLC, S-Corp, or an equivalent structure), Kreer contracts with you or with your entity based on what you designate during your application or payout account setup; in either case, payouts and any applicable tax-reporting obligations (for example, a US Form 1099, if applicable) follow whoever is registered as the holder of your Stripe Connect account, not necessarily whoever signed this Agreement if those are different people. The exact tax-reporting mechanics aren't resolved in this Agreement; it's your responsibility, or your entity's, to meet your own tax obligations, and Kreer's to meet its own as applicable. If you operate through an entity, that entity, not Kreer, is responsible for its own compliance, professional licensing, and any insurance coverage applicable to its activity. Operating through an entity doesn't reduce or dilute your obligations under this Agreement, including intellectual property (Section 10) and indemnification (Section 13): these obligations bind you as the expert regardless of whether you operate individually or through an entity.
You operate on Kreer as an independent contractor, not as an employee, representative, partner, or agent of Kreer, under any circumstance. You are responsible for determining the content, methodology, and conduct of your own sessions, within the standards described in this Agreement. As an independent contractor, you are responsible for your own tax obligations, social security contributions, and any other legal or regulatory obligation that applies to you as an independent professional in your jurisdiction; Kreer does not withhold or report taxes on your behalf unless applicable law expressly requires it. Nothing in this Agreement creates an employment, partnership, franchise, or joint venture relationship between you and Kreer.
Your approval on Kreer is based on the information you declared during your application (verifiable professional history, proof of expertise, and the type of service you offer). You represent that this information is truthful and agree to update it if it stops being accurate.
By offering sessions on Kreer, you agree to:
Kreer may review verified complaints about non-compliance with these standards and take the actions described in Section 19 of this Agreement.
The day-to-day operational detail behind this commitment, including concrete examples of punctuality, professionalism, and what to do if a client asks for something outside your expertise, lives in the Kreer Expert Code of Conduct. The Code is updated more often than this Agreement; the binding commitment between you and Kreer remains what's described in this Section 4, the Code is its operational reference, not a separate document you accept on its own.
Kreer charges a commission on every paid session and project quote you book through the platform, deducted from the funds you receive. As of this Agreement's date, the standard commission is 14%. The first 20 experts approved on Kreer pay a promotional commission of 5% during their first 90 days on the platform (the "founder window"); after that window, or for experts approved once those first 20 spots are filled, the standard 14% commission applies.
Kreer may change this commission percentage, including the scope or duration of future promotional windows, with reasonable advance notice through the platform or by email. A commission change applies going forward, to sessions booked after the date the change takes effect; it does not apply retroactively to sessions already booked or paid for before that date.
This commission covers use of Kreer's discovery, booking, payment, video call, and dispute-resolution infrastructure. It does not cover, and is in addition to, Stripe's payment processing fee (~2.9% + $0.30 USD per transaction, subject to Stripe's own terms, which may vary depending on the client's payment method).
Kreer processes your clients' payments through Stripe Connect. Kreer does not hold your funds: Stripe custodies them in your Stripe Connect account until Kreer expressly authorizes their release to your bank. Your account is set to manual payout release: Stripe never pays out your balance on its own or on any automatic cycle, only when Kreer authorizes it, through a process that runs once a day.
Kreer authorizes the release of your available balance once, for each of your sessions, the following are all true: at least 7 days have passed since it ended (the same window as the dissatisfaction refund cutoff in Section 3 of the Terms and Conditions; this is Kreer's own policy, not a Stripe security standard), your presence at that session has been verified, and you have no refund case under review. If any of your sessions still doesn't meet one of these conditions, the release of your entire available balance stays on hold that day, including funds from other sessions already clear for release, not just the amount tied to the session causing the hold.
Booking and paying for a session with you has no country restriction: any client, from anywhere, can do it. The restriction applies to you, as the one receiving the payment: to receive payments through Kreer as an expert, your country needs to be within the coverage where Stripe Connect can operate directly. If your country is outside that coverage, you can't currently receive session payments through Kreer: we don't offer an alternative payment mechanism outside Stripe Connect for experts.
Kreer acts as a payment intermediary and platform facilitator, not as your employer or as a party to your service relationship with the client. See Section 3 of this Agreement on your independent contractor status.
Once a client has had at least one paid session with you, you can send them a project quote exclusive to them, describing the work, the total price, and an estimated timeline. The client pays the full amount upfront, plus a 2% protection fee that covers the client and is not deducted from your commission.
You get paid in two stages: part when you mark the project as delivered, and the rest once delivery is approved or the applicable review window passes, whichever comes first. The same Kreer commission described in Section 5 of this Agreement applies.
Section 3 of Kreer's general Terms & Conditions describes the money-back guarantee your clients receive. This section sets out, in a way that's binding on you as an expert, who covers the cost when that guarantee is exercised:
You accept this cost allocation as a condition of offering sessions on Kreer, consistent with what was disclosed during your application process.
If a client files a chargeback (a bank dispute) with their bank or card issuer instead of requesting a refund directly through Kreer, Stripe charges an additional $15 USD fee for the dispute process. This fee is deducted from your funds regardless of the dispute's outcome. We recommend clearly communicating the scope and conditions of your sessions before each booking, to reduce dispute risk.
Your content. You retain ownership of all content you create and share during your Kreer sessions: your methodology, frameworks, materials, templates, prompts, and any other original work of yours, including session recordings if Kreer ever enables that feature in the future. Kreer does not acquire ownership of this content merely because you share it on the platform.
Session recordings. Kreer doesn't record sessions today. If Kreer ever enables session recording in the future, that feature will require explicit opt-in consent from both parties (you and the applicable client) before a specific session can be recorded, no session will be recorded by default or without that consent. Both you and the client will be separately informed of who can access that recording and for how long it's retained. Ownership of any recording follows the same rule of this Agreement described above (you retain it as the expert, subject to the license you grant the client), but the specific operational terms of that feature (access, retention, deletion) will be defined in a dedicated update to this Agreement once that feature actually exists, they're not assumed to be covered by today's general language alone.
License you grant the client. By offering sessions on Kreer, you agree to grant each client who books with you a personal, non-exclusive, non-transferable license to use the content you share in their own session, for their personal or internal benefit. This license does not include the client's right to redistribute, resell, publish, or make commercial use of that content without your prior written authorization.
License you grant Kreer. You grant us a limited, non-exclusive, worldwide license to use your name, photo, bio, and a general, non-confidential description of your methodology or area of expertise, solely to operate your public profile and promote your sessions on the platform (including Kreer marketing materials that mention you). This license ends when you stop operating on Kreer, except for already-published content that cannot reasonably be taken down immediately.
Brand and platform. The Kreer brand, the platform's design, software, and infrastructure, and any methodology or material Kreer publishes under its own name (distinct from any expert's session content), belong to Kreer. Nothing in this Agreement grants you rights to them, beyond the use necessary to operate your profile while you're active on the platform.
Information a client shares with you during a session (account data, metrics, business strategies, or any other information identified as confidential) is treated with strict confidentiality. You may not disclose it to third parties, or use it for purposes other than the session it was shared for, without the client's explicit consent. This obligation survives the termination of your relationship with Kreer.
During your Kreer sessions, a client may share personal information with you (their name, contact information, and anything else they share during the session). By operating as an expert on Kreer, you agree to:
This section is a contractual obligation you owe to Kreer and to the client, it does not by itself make Kreer, or you, compliant with a specific data-protection regulatory framework (such as GDPR or CCPA); compliance with a full regulatory program is a separate, larger question that a single contract clause doesn't resolve on its own.
You agree to indemnify, defend, and hold harmless Kreer, its founders, employees, and collaborators from any claim, liability, damage, loss, or expense, including reasonable legal fees, arising from: (a) the content or conduct of your sessions; (b) your breach of this Agreement or of Kreer's general Terms & Conditions; (c) infringement of a third party's rights (including intellectual property) by content you share; or (d) your tax classification or failure to meet your own legal obligations as an independent contractor.
Kreer provides you the platform (profile, booking calendar, payment processing, video call infrastructure, and the rest of the expert dashboard's tools) "as is" and "as available," without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, or uninterrupted availability. Kreer does not warrant that the platform will be free of errors, interruptions, or third-party provider failures (payment, video, hosting), nor does it guarantee any minimum volume of clients, bookings, or revenue for any expert.
To the maximum extent permitted by applicable law, Kreer will not be liable to you for indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost business opportunity, even if advised of the possibility of such damages. In no case will Kreer's total liability to you, for any claim related to this Agreement or the platform, exceed the amount you actually received through Kreer during the 12 months preceding the claim.
Kreer will not be liable for delays or failures in platform availability caused by circumstances beyond its reasonable control, including failures of third-party infrastructure, internet, or payment providers, natural disasters, power outages, government action, or any other force majeure event.
During your relationship with Kreer and for 12 months after your last session booked through the platform, you agree not to arrange paid sessions directly with a client you met through Kreer, outside the platform, for the purpose of avoiding the commission described in Section 5 of this Agreement.
If any provision of this Agreement is found invalid or unenforceable, the remaining provisions remain in full force and effect, and the affected provision will be interpreted to the extent permitted by applicable law to reflect the parties' original intent.
You may stop operating on Kreer at any time, without penalty, provided you fulfill sessions already booked or reschedule/cancel them in accordance with Section 4 of the general Terms & Conditions.
Kreer may suspend or remove your access to the platform as an expert, including deactivating your public profile, in the event of a breach of this Agreement, of the general Terms & Conditions, of verified complaints about the quality or conduct of your sessions, or of a violation of platform standards, following whatever review process Kreer has in effect at the time. The obligations in Sections 8 (refund cost allocation), 9 (chargebacks), 10 (intellectual property), 11 (confidentiality), 12 (client data protection), 13 (indemnification), and 17 (non-circumvention) survive the termination of your relationship with Kreer.
This Agreement is governed by and interpreted under the laws of the State of California, United States, and, to the extent applicable, US federal law, without giving effect to their conflict-of-laws principles.
Direct contact first. If a dispute, claim, or controversy arises out of or related to this Agreement, your relationship with Kreer as an expert, or your use of the platform, contact us first at hola@kreer.app so we can try to resolve it directly.
Optional, non-binding mediation. If direct contact doesn't resolve the dispute within a reasonable time, either party may propose non-binding mediation with a mutually agreed mediator before pursuing the legal remedies described below. Mediation isn't mandatory: either party may decline it and proceed directly to what's described in the next paragraph. Unless the parties agree otherwise in writing, the cost of any mediation both parties agree to pursue is shared equally between them.
Available legal remedies. If a dispute isn't resolved through direct contact or mediation, either party may pursue any legal remedy available to it in the courts of the State of California, including, where applicable, bringing an individual claim in small claims court, or seeking injunctive relief to protect intellectual property rights (Section 10) or confidentiality (Section 11 and Section 12, client data protection).
Kreer may update this Agreement from time to time. We'll notify you of substantive changes (such as commission, refund cost allocation, or intellectual property) with reasonable notice through the platform or by email, before they take effect. Continuing to offer sessions on Kreer after a change's effective date constitutes your acceptance of that change.
For any questions about this Agreement: hola@kreer.app